Sociallending is a innovative lending CROWDFUNDING platform, with a mission to connect people through lending. it's a new way to fight social exclusion caused by credit crunch and it's a new way to riduce the phenomenon of the unbankables. Our mission: to connect people through lending and to support people looking to create a better future for themselves, their families and their communities. We believe lending alongside thousands of others, is one of the most powerful and sustainable ways to create economic and social good and enviroment impact; this is reinventing microfinance with more flexible terms, supporting community-wide projects or lowering costs to borrowers. Tough challenges demand new ideas, but problem solvers can't find the capital to innovate. We are able to meet innovator's needs for affordable, risk-tollerant capital. With great organizzations we can adapt loans and services to fight poeple's real needs. We can fund and test flexible loan product to learn what makes a difference.

For many social enterprises it can be an alternative tool for getting credit without resorting to banks or other financial intermediaries. The researchers cite the case of SociallendingItalia such as the platform that acts as a marketplace where ideas and non-profit projects are presented to Internet browsers, who can separately provide financial support by agreeing to the best repayment terms and possibly remuneration for the capital. The portal carries out a first selection of projects in collaboration with Universities and Research Centers to guarantee the lender and It offers tutoring and training activities for entrepreneurs. (The Italian Report on CrowdInvesting 2017: http://www.osservatoriocrowdinvesting.it/)

The crowdfunding platform - Sociallendingitalia.net - has been developed and completely realized by Record Data srl (http://www.recorddata.it/)

Traditional banking systems consider disruptive solutions with high social impact too risky to serve and millions of innovators lack access to the needed capital. Moreover, the worldwide internet penetration is expected to reach 5Billion people with a growth from 23% in 2010 to 64% by 2020. This means that 3B new minds will be connected. A brand new generation of creators, innovators and inventors ready to impact humanity. However, solving global challenges demands not only bright ideas but also the right amount of capital and the conventional banking system is not ready to support the needs of this new ecosystem. At this purpose Sociallending provides the first of a kind financial platform for innovators cutting the barriers to finance by leveraging the abundance of the crowd of inspired lenders worldwide. We launched it in early 2017 and we plan to scale globally by the end of 2017.

In 10 years from now we envision the democratization of access to capital for high social impact entrepreneurs worldwide providing limitless possibilities to create a sustainable future for humanity. This will explode into a limitless access to finance, creating a new ecosystem of businesses in support of the climate change problem. Sociallending platform will create disruptive matching opportunities among economic forces, capital money and innovative solution thinkers, offering access to capital to be invested in the biggest areas with high social impact, from exponentially growing technologies to innovative business models, promoting a mindset shift leveraging the power of the crowd. Sociallending will demonetize conventional approaches to finance by democratizing access to capital and leveraging the exponential growth of lenders on a global scale.